Construction Loan Calculator

Step 1 — Required Inputs

Land Value (LV) Value of land being purchased.

I already own land If enabled, land value is excluded (LV = $0).

Build Cost (BC) Total construction cost.

Construction Length (M) How long the build will take.

months

Interest Rate (Construction Rate) Interest-only during construction.

Max Loan-to-Cost 80% Maximum lender contribution based on total project cost.

These numbers update instantly as you type.

Land Value (LV) —

Build Cost (BC) —

Contingency (—%) —

Total Project Cost (TPC) —

Max Loan Amount (MLA) —

Cash Needed to Start —

Monthly Payment During Build —

Estimated Permanent Payment —

Construction Rate —

Permanent Rate —

Contingency

Points & Fees

Build Utilization

60%

Permanent Rate

Estimate only

These numbers are estimates for planning. Your lender’s underwriting and draw schedule will vary.